Bursar's Office

Insurance Information 2016/2017

October 20, 2016

As per Board of Regents for Higher Education Pages 96-98 Minutes – October 20, 2016 Meeting, Effective beginning Academic Year 2017-18:

The CSU Board of Regents Amend Board Resolutions 12-094 and 03-15 to no longer mandate sickness insurance programs and related automatic billings at the CSUs for full-time and certain matriculated part-time students, without impacting existing accident insurance board policy. This eliminates the CSU-provided plan, and instead allows the system to provide information and guidance for students to obtain coverage through other means.

"In summary, although we have offered heath care coverage to our CSU students, there are now alternative avenues to access available to our students which can help reduce the costs for those who need coverage, and prevent charging students with coverage who fail to optout. The CSUs propose as an alternative to actively inform our students of their other coverage options, and to partner with Access Health CT, and the Office of the Health Care Advocate to improve the health insurance literacy of our students. Further, those students who are currently covered under the CSU s' procured policy will be advised via letter of the change being made, and also provided with information to help them choose a more favorable plan."

This page will be updated as more information becomes available.

June 1, 2016

The Board of Regents requires all full-time university students to maintain health insurance coverage while attending the university.

Because of this requirement, all full-time students are automatically enrolled in the Aetna Health Insurance policy unless the student actively opts out by demonstrating that they already have a health insurance policy. The annual cost of the Aetna Health Insurance policy for all students who do not opt out is $2,953 ($1,238 for fall, effective August 1 through December 31, and $1,715 for spring, effective January 1 through July 31) for the upcoming 2016/2017 Academic year.

Covered services remain the same as under the previous year's policy. Changes were made including, the deductible has increased to $500, along with changes to co-pays, such as, office visit co-pays from $15 to $20; ER co-pays from $25 to $150; and prescription medication co-pays from $5/$20 to $5/$40.  Please refer to the Aetna website at www.aetnastudenthealth.com to review the entire policy.

Given the expense to each student for the Aetna Health Insurance policy, the university encourages students to explore all available options including Connecticut's Health Exchange available at www.accesshealthct.com.

Please note that the enrollment period for the Exchange is November 1st to January 31st for coverage effective January 1st.  However, some people may be eligible to enroll outside of the open enrollment period as the result of a qualifying life event (e.g.; loss of coverage due to a job change, having, adopting, or fostering a child, etc.) or if you are eligible for Medicaid or Husky. If you have a qualifying life event, your special enrollment period will generally last 60 days from the date of the qualifying event.

The procedure to opt-out/waive the health insurance has not changed:

  1. Navigate to the CCSU CentralPipeline page at www.ccsu.edu/pipeline.
  2. From the CentralPipeline home page, click on the WebCentral-Banner Web link and log in with your BlueNet account username and password.
  3. From the Home tab, click on the Waive Your Sickness Insurance link (or from the Student tab, click on Sickness Insurance Waiver).
  4. Complete the form with your health insurance information, then click on the Submit button. "Information has been saved" will appear in red above the form as confirmation that the form has been submitted.
  5. Print a copy of the form and save it for your records. The waiver should be applied to your account within 24 hours.

The deadline to waive is the first day of classes, August 29, 2016. If the waiver is submitted for the fall term, it will carry over to the spring term. Students wishing to obtain the insurance after submitting a waiver may contact the Bursar's Office at billing-bursar@ccsu.edu. Students participating in the Aetna Health Insurance in the fall may still waive the health insurance for the spring term beginning in November following the above instructions.

The Aetna Health Insurance policy does not impact the accident insurance policy, which is purchased for each full-time student and funded from the University General Fee.  The accident insurance policy covers accidental injuries sustained while at the university, as well as elsewhere.

On or about June 29, 2016, a link to information about both the opt-out health insurance plan and accident insurance will be available on Aetna's website, www.aetnastudenthealth.com. If you have questions related to health or accident insurance policy coverage or benefits, please contact Aetna Student Health at (877) 375-4244. Any questions pertaining to billing and/or opt-out procedures, please contact the Bursar's Office at (860) 832-2010 or email billing-bursar@ccsu.edu.